Search Articles

Find Attorneys

Nursing Home Residents Having Serious Problems Getting Proper Drugs

Nursing home residents are experiencing serious problems receiving the correct medications since implementation of Medicare Part D, according to an analysis by the Long Term Care Pharmacy Alliance (LTCPA), an association of pharmacies that dispense drugs to nursing homes and other long-term care facilities. The situation would be improved considerably if the Bush administration lifted its current ban on allowing caregivers of nursing home residents to help them choose a plan, the LTCPA says.

Most nursing home residents are on Medicaid and were receiving prescription drug coverage through that program before the new Medicare drug benefit took effect on January 1, 2006. On that date, nursing home residents eligible for both Medicaid and Medicare lost their Medicaid drug coverage and were switched to one of the private drug plans under the new Medicare drug program, Part D.

Because of their poor physical and mental condition, most nursing home residents did not choose their own Medicare drug plan but were randomly assigned to one by the Centers for Medicare and Medicaid Services (CMS). Because the auto-enrollment process did not attempt to match beneficiaries with the plans that best covered their medications, many were assigned to plans that do not cover all of their drugs or impose particularly burdensome requirements such as filing for exceptions and appeals, the LTCPA says.

As a result, physicians who care for frail elderly patients in long-term care settings are running into significant problems in obtaining appropriate medications for their patients. In a June 2006 survey, the American Medical Directors Association found that 70 percent of long-term care facility doctors said that they are "frequently" or "very frequently" having trouble obtaining the proper drugs for their patients.

"It has put severe financial and administrative strain on physicians, nursing homes, [long-term care] pharmacists and [prescription drug plans] who have stepped in and assumed the burden of working through the difficult administrative procedures required to get drug coverage approved," the LTCPA says in a new policy analysis.

ElderLawAnswers warned of this outcome in a May 2005 investigative article (see "Switch to Medicare Drug Coverage Poses Dire Risk for Nursing Home Residents, Experts Warn").

The biggest obstacle to matching nursing home residents with the best Medicare drug plans, the LTCPA says, is the current CMS rule that prohibits those most familiar with nursing home residents' drug usage '“ their caregivers '“ from assisting the residents in choosing and enrolling in a plan that best matches their needs.

The LTCPA is calling on CMS to allow caregivers to help nursing home residents in selecting and enrolling in Part D plans.

"Part D was primarily designed with the non-institutional senior population in mind," the LTCPA says. "For the most part, it does not take into consideration the frail mental and physical condition which limits nursing home beneficiaries' capacity to 'shop' for a Part D plan."

For the LTCPA policy analysis, "The Need to Change CMS Rules to Allow Caregivers to Help Nursing Home Residents Choose a Part D Plan," click here.

For a press release on the American Medical Directors survey of long-term care facility physicians, click here.

For a UPI article on a congressional briefing on the problem by long-term care industry leaders, click here.

Local Elder Law Attorneys in Your City

Elder Law Attorney

Firm Name
City, State

Elder Law Attorney

Firm Name
City, State

Elder Law Attorney

Firm Name
City, State


Created date: 07/16/2006
Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

READ MORE
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

READ MORE
Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

READ MORE
Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

READ MORE
Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

READ MORE
Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

READ MORE
Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

READ MORE
Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

READ MORE
ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

READ MORE
Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

READ MORE
Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

READ MORE
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

READ MORE
Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

READ MORE
Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

READ MORE
Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

READ MORE
Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

READ MORE
Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

READ MORE
Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

READ MORE
Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

READ MORE
Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

READ MORE
Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

READ MORE